Getting homeowner’s insurance coverage for a storm damage claim is already difficult, but it can become nearly impossible if your insurance company is acting in bad faith. While there’s no way to know for sure how you will be treated by your insurance company, there are steps you can take to improve the likelihood that you will be treated fairly.

Below, you can find our list of the best and worst-rated homeowner’s insurance companies. You can use this information to make an informed decision when it's time to choose a homeowner’s insurance provider.

The Best and Worst Homeowner’s Insurance Companies 2023

J.D. Power conducts an annual survey monitoring the performance of insurance providers in the U.S. The rankings are determined based on five factors: settlements, claims servicing, FNOL, estimation process, and repair process. The rankings are reported as a score out of 1000, with 874 being the industry average. This year, the top ten insurance providers for property claims were ranked as follows:

1. Erie Insurance — 912

2. Amica — 903

3. Nationwide — 884

4. The Hartford — 883

5. Chubb, tied with State Farm — 880

6. American Family — 75

7. Liberty Mutual — 870

8. Allstate — 868

9. Travelers — 867

10. CSAA Insurance Group — 867

This year, Erie ranked in first place for both overall satisfaction and property claims satisfaction. Last year, Amica held the top spots. The bottom five spots for property claims satisfaction were held by the following companies:

11. Safeco — 857

12. Auto-Owners — 853

13. Progressive — 851

14. Automobile Club of Southern California — 842

15. Homesite — 844

Homesite landed in the bottom spot for insurance providers on both lists. According to J.D. Power, the top-ranked providers were able to limit the amount of information their policyholders needed to get from the company, while lower-ranked companies had less streamlined operations.

Choosing the Best Homeowner’s Insurance Provider for You

While things like J.D. Power’s ranking can be helpful when deciding which homeowner’s insurance provider is right for you, there are other, arguably more important things you will need to consider when choosing an insurance company. Keep these things in mind to make sure you pick the right homeowner’s insurance company:

• Geographical coverage areas

• Competitive rates and discounts

• Reliable customer service access

• Financial strength ratings

Get Help With Your Homeowner’s Insurance Storm Damage Claim

If your storm damage claim has been denied, you might be considering looking for a new insurance provider. Any insurance you get after the time of a storm or accident will not cover the damage caused at that time. Don’t give up on getting the compensation you deserve for your storm damage claim. Get help from a bad faith insurance attorney to fight for whatever storm damage settlement you may be owed.

Don’t face the process of attempting to repeal an insurance judgment on your own. Get insight and assistance from a reliable bad faith insurance attorney.

If your storm damage claim has been denied, reach out to a bad faith insurance attorney for help fighting for whatever you may be owed.

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